房地产交易Real Estate Transactions

房产交易
稳稳落地 Real Estate Deals,
Closed with Confidence

专为中国买家与跨境投资人设计的房地产交易法律服务。从购房合同谈判、产权尽职调查、到过户交割、FIRPTA 税务筹划、1031 交换、投资架构设计——全流程陪伴，让您安心落地美国地产投资。 End-to-end legal support for real estate transactions, tailored to Chinese buyers and cross-border investors. From purchase agreement negotiation and title due diligence, to closing, FIRPTA tax planning, 1031 exchanges, and holding structure design — we guide you through every step of your US real estate investment.

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常见风险Common Pitfalls

房产交易中的隐形成本The Hidden Costs of Going Solo

很多中国买家以为买美国房产很简单。实际上，美国房地产体系复杂、风险众多、一步错可能付出数十万美元代价。Many Chinese buyers think buying US real estate is straightforward. The reality: complex regulations, hidden liabilities, and one misstep can cost you six figures.

01
"不就是买个房子吗""It's Just a House Purchase"
中国买家低估美国房地产的法律复杂度。产权问题（title defects）、留置权（liens）、分区限制（zoning restrictions）、HOA 条款、环境污染责任——任何一项都能毁掉交易或导致日后巨大损失。买家经常要么忽视这些风险，要么等到关键时刻才发现问题，时间和金钱都损失了。 Chinese buyers underestimate the legal complexity of US real estate. Title defects, existing liens, zoning violations, HOA covenant traps, environmental liabilities — any one can kill a deal or cost you dearly years down the line. Many buyers either ignore these risks or discover problems at closing, when it's too late and too expensive to back out.
02
FIRPTA 预扣税吓人FIRPTA Withholding Shock
外国投资人卖房产时，美国会自动预扣 15% 的售价作为联邦所得税。很多买家完全没意识到购房时就要规划卖房的税务。正确的持有架构（LLC vs 信托 vs 个人）、FIRPTA 豁免条件、国际税收协定利用——这些可以省下数十万。没有提前规划，你可能多交一倍的税。 Foreign investors face automatic 15% withholding on real estate sale proceeds. Most buyers have zero plan for this when purchasing. The right holding structure (LLC vs. trust vs. personal), FIRPTA exemptions, treaty benefits — these can save six figures at sale. No plan = overpaying by 50% or more.
03
中介说"不需要律师""You Don't Need a Lawyer"
很多美国州没有强制要求聘请律师（特别是住宅购买），地产中介和贷款方经常劝买家省这笔费用。但律师审查购房合同（Purchase Agreement）能发现中介漏掉的关键问题：检查期权条款不完整、贷款条件模糊、过户成本分配不当。最后一刻发现问题，你被迫接受不利条款或者损失定金。 Many US states don't require an attorney for residential purchases, so agents and lenders push buyers to skip legal review and save the fee. But an attorney-reviewed purchase agreement catches what agents miss: incomplete inspection contingencies, vague financing conditions, unfair closing cost allocation. Discovering problems at the 11th hour means accepting bad terms or losing your earnest money deposit.
交易流程Our Process

房产交易 5 大关键阶段Five Stages of a Complete Real Estate Deal

01
结构设计Structure Planning
LLC vs 个人 vs 信托，FIRPTA 规划，银行账户开设Entity choice, FIRPTA planning, bank setup
02
合同谈判Deal Negotiation
购房合同审查、条款谈判、定金处理、应急条件Purchase agreement review, terms negotiation, contingencies
03
尽职调查Due Diligence
产权搜索、验产调查、检验报告、分区审查、环境评估Title search, survey, inspection, zoning, environmental
04
融资与税务Financing & Tax
外国人贷款、FIRPTA 预扣、税务规划、1031 交换Foreign national loans, FIRPTA filing, 1031 exchanges
05
过户交割Closing & Beyond
产权保险、文件签署、资金流、产权记录、合规跟进Title insurance, closing docs, recording, compliance
核心服务Core Services

专为您定制的法律方案Tailored Legal Solutions

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住宅购房全包Residential Purchase
个人和家庭置业的完整法律支持，从选房阶段到交割后的产权记录。Complete legal support for individual and family home purchases, from property selection to post-closing recording.
  • 购房合同全面审查与谈判Purchase agreement review & negotiation
  • 产权搜索与保险安排Title search & insurance underwriting
  • 产权交割代理服务Closing representation & coordination
  • FIRPTA 合规与外国买家税务FIRPTA compliance for foreign nationals
  • HOA 文件审查与警告HOA document review & red flags
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商业地产交易Commercial Real Estate
商用物业、投资地产、多单元建筑等复杂交易的全面法律指导。Complex commercial properties, investment buildings, multi-unit assets — comprehensive legal guidance from LOI to closing.
  • 意向书（LOI）谈判与确认LOI negotiation & structuring
  • 商业购买协议的深度审查Commercial purchase agreement review
  • 租赁协议与租户权益评估Lease review & tenant due diligence
  • 分区、环保、融资条件的完整尽调Zoning, environmental, financing due diligence
  • 持有方案设计（LLC、合伙等）Entity structure & management agreements
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跨境买家专项Cross-Border Buyer Services
专为中国与海外买家设计，解决签证身份、汇款限制、税务国际协调等特殊挑战。Specialized services for Chinese and international buyers — visas, remittance compliance, international tax coordination, property management.
  • FIRPTA 豁免申请与预扣税优化FIRPTA exemption & withholding optimization
  • 持有架构规划（LLC vs 信托 vs 个人）LLC vs. trust vs. individual ownership planning
  • 美国银行账户与资金路径US bank account setup & fund transfer tracking
  • 物业管理协议与租赁代理Property management agreements & lease structuring
  • 年度合规与税务汇总Annual compliance & tax coordination with CPAs
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投资与税务规划Investment & Tax Planning
为持有、出售、再投资阶段提供整体战略，最大化税收优惠与财富增值。Holistic tax and investment strategy from acquisition through exit — cost segregation, depreciation, exchanges, partnership structures.
  • 1031 延税交换的全流程管理1031 like-kind exchange planning & compliance
  • 成本分摊与折旧策略Cost segregation studies & depreciation planning
  • 多物业合伙与联合体结构Partnership & syndication structures
  • 退出规划与财产转移Exit strategy & estate planning coordination
  • 国际税收协定利用与跨境协调Treaty benefits & cross-border tax coordination
决策指南Decision Guide

如何选择持有架构Choosing Your Holding Structure

买房用什么名字？以下对比帮您理解个人名义、有限责任公司、信托各自的优劣。Should you buy in your personal name, an LLC, or a trust? Here's how they compare across liability, privacy, taxes, and costs.

维度Dimension 个人名义Personal 有限责任公司
(LLC)Limited Liability
Company (LLC)		 信托
(Trust)Revocable
Trust
法律责任隔离Liability Shield 无保护None 强Strong 中等Moderate
隐私保护Privacy 公开记录Public record 高度隐私High privacy 较隐私Better privacy
FIRPTA 预扣税FIRPTA Withholding 15% 预扣15% withholding 可申请豁免Can file exemption 信托形式Case-by-case
遗产规划优势Estate Planning 需遗产检认Probate required 可转让但复杂Complex transfer 无缝转移Seamless transfer
成本与复杂度Cost & Complexity 最低Lowest 中等Moderate 较高Higher
贷款可用性Financing Available 最宽松Most flexible 可但较严Possible, stricter 大多贷方拒绝Most lenders refuse
最适合Best for 首套自住房First home, owner-occupied 投资地产、隐私需求Investment, privacy needed 遗产规划、避免公开Large estates, privacy paramount

房产交易有规划？先聊 30 分钟Planning a Deal? Let's Chat First

每一次合作都始于对话。无需预付，预约一次免费 30 分钟咨询，我们一起看看如何最大化您的投资回报、降低法律风险。Every partnership starts with a conversation. Book a complimentary 30-minute call — no commitment. Let's discuss your deal, structure, and strategy to maximize returns and minimize risk.

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